We provide our customers with a complete range of financing products that includes:

  • Hire Purchase – You pay regular instalments of capital and interest over a period of time. Full ownership passes to you at the end of the period.
  • Finance Lease – You pay regular instalments of capital, VAT and interest over a period of time. At the end of the agreement you may enter a second period rental in order to keep using the machine.
  • Operating Lease – You pay regular instalments of capital, VAT and interest over a period of time. At the end of the agreement you have the options of returning the goods or agreeing a further period of rental.
  • Capital Release – Allows you to generate or protect cashflow. It is an ‘equity release’ on assets that either have little or no finance outstanding or can be used to restructure existing debts.
  • Commercial Loan – This is a straightforward ‘cash’ loan over a set period of time. Repayments are made over a set period of time made at the outset of the agreement.

  • MBO/MBI – Whether you are involved in a business where the existing shareholders wish to sell up, or you have viewed a business for sale in the market, we can supply the financial packages required to support this process.
  • Mergers – The integration of two or more businesses that complement each other, has become very popular over the last few years, however, there are financials hurdles to overcome and we can provide direction on this.
  • Acquisitions – With some businesses closing and directors looking to exit the market, acquisitions have increased markedly. We can support these transactions and provide the finance needed to purchase all or part of another business.

  • Invoice Finance – You sell your goods or services and raise invoices in the normal way, but instead of waiting for payment from your customer, the money is available immediately thus improving your cash position.
  • Factoring – Almost identical to invoice discounting except that you outsource your collections department. Leave the troubles of collecting debt to an expert and concentrate on your day to day operations.

  • Commercial Mortgage – In the current market, most commercial mortgages will require a minimum of 20% deposit.